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Debt problems

There are a lot of expenses in your life and it can sometimes be a struggle to keep up with the numerous payments. Debt isn't necessarily a bad thing, but it's important that it's not out of control or overwhelming you.

The important thing is to seek help quickly. Don't ignore your debt.

Living expenses

Those everyday expenses like utilities and rent can pile up and leave you struggling financially. The good news is that help is available.

Risks of using credit

Relying too much on credit can be risky. Find out how you can better manage your credit.

Other debts

Other debts are those unpleasant surprises or occasional bills that you least expect and don't think about. Fines, HECS and legal fees are examples, but there are options to manage them.