Whether you own or rent, housing is likely to be one of your biggest living expenses, so not being able to pay for it can be really stressful.

The goods news is there's help out there! The key is to act quickly and let your mortgage lender or landlord know about your situation. You may feel reluctant or embarrassed to do this, but you'll find that taking that first step goes a long way to getting back on track.


Home loans

If you've got mortgage stress and are having problems paying your loan, follow these steps.



If you can't pay your rates, get in touch with your local council as soon as possible. Follow these steps.



Rent is payment for your home and shelter. So if you can't pay it, get help quickly. Follow these steps.


Body corporates

Another expense! Here's what to do if you can't make the payments.