Make a repayment arrangement with the ATO
Call the ATO's individual tax self-helpline on 13 72 26 and make an arrangement to pay.
If the payment amounts you can reasonably afford are quite low, you'll need to go through the ATO's hardship department to arrange payment. Refer to Tax debts for the process.
The ATO will send you a sheet of payment slips to use once you agree on an amount. Note that you'll usually be charged interest on the overdue amount of your HECS-HELP debt while you're paying it off.
- When you can, make voluntary payments to reduce your debt more quickly
- You can make voluntary payments even when you are overseas